The standard Fire policy provides protection for property such as building, fixture, fitting and contents, furniture, machinery and stocks etc. The policy provides the indemnity for the destruction or damage to the property insured caused by;
- Fire (other than the perils excluded by the policy)
- Explosion (of boilers used for domestic purposes only or in a building not being part of any gas works, of gas used for domestic purposes or used for lightning or heating the building)
Private Dwelling House Insurance provides protection for private homes & contents. Cover against all natural perils, fire & lightning, theft & burglary.
Commercial Property Insurance provides protection for properties used for commercial purposes and its contents. Cover against all natural perils, fire & lightning, theft & burglary, cash in safe, stocks in hand etc.