Personal Accident

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Personal Accident insurance Policy provides compensation for the death or disability resulting from accidental bodily injury due to an accident.

The cover provided by this policy is to support a person when income is lost due to an accident, in addition to the death cover where compensation is payable to next of kin. Therefore it is necessary to verify whether the Proposer is getting an income by some source.


The scope of cover under this policy is;

- Death

- Permanent Disablement

- Total Permanent Disablement (52 week to 104 weeks or depends on the terms and conditions of each insurer)

- Temporary Total Disablement Generally selected weekly amount would be a percentage of the capital Si or actual weekly income whichever is  lower

- Temporary Partial Disablement (a percentage of the week benefit to be agreed by the insurer)

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