Covers all motor vehicles including two wheelers and three wheelers. Coverage includes road accidents, theft, natural perils, strikes and riots. Additionally, terrorism, fire, air bag cover, towing charges, theft of parts (for motor cars), personal accidents and special windscreen damages could be obtained under this policy.
Private car policy is issued for vehicles, as long as they are used for private purposes. Such as Private cars, station wagons, jeeps etc.
Commercial Vehicle Policy is issued for the following categories of vehicles; - Vehicles carrying goods (both hiring and private) - Dual purpose vehicles (carrying both passengers and goods used for both hiring and private purposes) - Cars/Jeeps/Three Wheelers used for carrying passengers for Fee or…
Motorcycle Policy covers the risk for two wheeler vehicles such as motorcycles, scooters, mopeds etc.
Motor Trade Policy is usually taken by motor vehicle repairers and motor vehicle dealers.
Third Party Policy covers liability to third party property and bodily injury or death as required under the Motor Traffic Act of Sri Lanka as amended.